We work with you to develop an investment policy statement and asset allocation strategy. From there we select specific investments best suited to meet to your situation and goals. These portfolios will be highly diversified, efficient and low cost to maximize returns for each given level of risk.
We look at financial planning as the following: Retirement and cash flow planning. We will assess each client’s assets, liabilities, and future cash flows as they relate to their goals. We will evaluate the sources of cash flow, such as dividends, interest, capital gain, social security and pension income. Nason Hill believes in the concept of “total return” for investments. This allows for capital gains to contribute to future cash needs and a possibly higher total return than simply staying with traditional income from bond…
We want to work with your other trusted advisors such as your tax expert, accountant and estate planning attorney to ensure your objectives are aligned and stay aligned. As tax laws change, your family evolves, and your net worth grows, we will suggest periodic assessments to ensure your planning objectives are still on track.
We provide an ongoing assessment of your investment portfolio to help discern and mitigate risk. Some examples of the ways we do this include: Asking questions to determine major risk factors to your financial security Looking at the proper level of insurance that is right for you Our goal is to flush our various scenarios to evaluate possible risk and how they can be managed.
Investment Philosophy Our investment philosophy defines our core investment beliefs and drives our investment strategy. The Nason Hill Investment Philosophy includes the following tenets: Maintain Meaningful portfolio diversification. Adequate diversification is very important and can add to risk-adjusted returns. We believe in and use Harry Markowitz’s Modern Portfolio Theory, which helped him win the Nobel Prize. The concept is that by diversifying, an investor gets a benefit (reduced risk) at no loss of return. He called it the “only free lunch in finance.” Combining assets…
